body {
  letter-spacing: 0.02em;
  -webkit-text-size-adjust: 100%;
  -ms-text-size-adjust: 100%;
  text-size-adjust: 100%;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  margin: 0 0 20px;
}

span, a {
  display: inline-block;
  vertical-align: middle;
}

.text-red {
  color: #C5332B;
}

.main-nav {
  background: #C5332B;
  color: white;
}
  .main-nav a {
    color: white;
    padding: 10px 15px;
  }
  .main-nav a:hover, .main-nav a.active {
    background: rgba(0, 0, 0, 0.2);
    text-decoration: none;
  }
  .main-nav a.pull-right {
    background: rgba(0,0,0,.2);
  }

.btn {
  border-radius: 0;
  font-weight: 500;
}
  .btn-lg {
    padding: 13px 30px;
    font-size: 16px;
  }
.btn-red {
  background-color: #C5332B;
  color: white;
}
  .btn-red:hover {
    color: white;
  }

.section {
  padding: 100px 0;
}

.section-title {
  position: relative;
  text-align: center;
  margin: 0 0 50px;
  padding-bottom: 20px;
}
.section-title span {
  font-size: 16px;
  font-weight: normal;
  color: #666;
  display: block;
  margin-top: 15px;
}
.section-title:after {
  content: "";
  width: 60px;
  height: 3px;
  background: #C5332B;
  bottom: 0;
  left: 50%;
  margin-left: -30px;
  position: absolute;
}

#home-hero {
  background: url("../images/home-hero.jpg") no-repeat center center;
  background-size: cover;
  color: white;
  padding: 200px 0;
  position: relative;
  min-height: 600px;
}
  #home-hero .caption {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    padding: 20px;
  }
  #home-hero .caption h1 {
    font-size: 35px;
  }
  #home-hero h1 {
    font-size: 50px;
    margin: 0 0 15px;
    font-weight: bold;
    text-transform: uppercase;
  }
  #home-hero p {
    font-size: 18px;
    max-width: 600px;
    margin: 0 0 20px;
    font-weight: 400;
    opacity: 0.8;
  }
  #home-hero .businessman {
    position: absolute;
    bottom: 0;
    height: 100%;
    left: 5%;
  }
  #home-hero .caption.loan {
    left: 35%;
    bottom: auto;
    width: 400px;
  }
  #home-hero .caption.loan h1 {
    font-size: 45px;
  }

.collapsible-item {
  background: #383838;
  color: white;
  display: block;
  margin-bottom: 10px;
  text-decoration: none !important;
  color: white !important;
  cursor: pointer;
}
  .collapsible-item:hover,
  .collapsible-item:visited,
  .collapsible-item:active {
    text-decoration: none;
    color: white;
  }
.collapsible-btn {
  background: rgba(255,255,255,0.1);
  padding: 10px;
  font-weight: bold;
  position: relative;
  padding-left: 55px;
}
.collapsible-btn .fa {
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 40px;
  text-align: center;
  background: #383838;
  line-height: 40px;
}
.collapsible-btn .fa-minus {
  display: none;
}
.collapse p {
  padding: 20px 30px;
  font-size: 13px;
}
.collapse {
  padding: 0;
  height: 0;
  overflow: hidden;
  display: block;
  transition: height 0.2s;
}
.collapsible-item.active .collapse {
  height: 170px;
}
.collapsible-item.active .collapsible-btn .fa-plus {
  display: none !important;
}
.collapsible-item.active .collapsible-btn .fa-minus {
  display: inline-block !important;
}
@media (max-width: 1020px) {
  .collapsible-item.active .collapse {
    height: 250px;
  }
}
@media (max-width: 767px) {
  .collapsible-item.active .collapse {
    height: 200px;
  }
}

#aprove-group {
  background: #C5332B;
  color: white;
  text-align: center;
  padding: 60px;
}
.aprove-item {
  background: rgba(0,0,0,0.1);
  border-radius: 3px;
  padding: 15px 15px;
  /* margin-bottom: 10px; */
  /* min-height: 65px; */
}

#our-people {
  background: #fafafa;
}
  #our-people .row {
    margin: 0;
  }
  #our-people .col-sm-6 {
    padding: 0;
  }
.people-item {
  padding: 40px 30px 30px;
  height: 550px;
}
  .people-item.odd {
    background: white;
  }
  .people-item h4 {
    margin: 0 0 10px;
  }
@media (max-width: 767px) {
  .people-item {
    height: auto;
    background: white;
    margin-bottom: 30px;
  }
}

#contact-us {
  background: url("../images/bg-contact.jpg") no-repeat center center;
  background-size: cover;
  color: white;
}
  #contact-us .form-holder {
    background: rgba(255,255,255,0.2);
    padding: 20px;
  }

.form-holder input[type="text"],
.form-holder input[type="email"],
.form-holder textarea {
  display: block;
  background: white;
  border: 1px solid rgba(0,0,0,0.6);
  padding: 10px;
  width: 100%;
  margin-bottom: 15px;
  color: #222 !important;
}
textarea {
  height: 200px;
}
.form-holder label {
  font-size: 13px;
}

footer {
  background: #2D2D37;
  color: white;
  padding: 100px 0;
}
  footer a,
  footer p {
    color: rgba(255,255,255,0.7);
    font-size: 13px;
    display: block;
  }
  .footer-nav h6 {
    font-size: 15px;
  }
  .footer-nav > a {
    line-height: 20px;
  }

.copyright {
  background: #33333F;
  font-size: 12px;
  color: #999;
  padding: 30px 0;
}

.service-item:after {
  content: "";
  display: table;
  clear: both;
}
.service-item {
  margin-bottom: 60px;
}
.service-item img {
  width: 60%;
}
.service-item .img-col {
  text-align: center;
}
.service-item .text-col {
  padding-top: 60px;
}
.service-item .img-col,
.service-item .text-col {
  margin-bottom: 30px;
}
@media (min-width: 768px) {
  .service-item .img-col,
  .service-item .text-col {
    float: left;
    width: 50%;
  }

  .service-item.odd .img-col {
    float: right;
  }
}

.topbar {
  padding: 10px 0;
}
.topbar-item {
  margin-right: 40px;
  margin-top: 5px;
  color: #999;
}
.topbar-item b {
  color: #333;
}

.topbar-socials a {
  color: #999;
  font-size: 20px;
  padding: 0 10px;
}

.bullet-nav {
  position: fixed;
  right: 30px;
  top: 150px;
  z-index: 900;
}
.bullet-nav .bullet {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(0,0,0,0.4);
}
.bullet-nav a {
  padding: 5px !important;
}
.bullet-nav .active a {
  background: none !important;
}
.bullet-nav .active .bullet {
  background: #C5332B;
}

.loan-features {
  text-align: center;
  margin: 30px 0;
}
  .loan-features-item {
    margin-bottom: 50px;
  }
  .loan-features-item img {
    margin-bottom: 30px;
    height: 100px;
    width: auto;
  }
  .loan-features-item h3 {
    font-size: 16px;
    margin: 0 0 10px;
  }
  .loan-features-item p {
    font-size: 14px;
    color: #999;
  }

#why-aprove {
  padding: 160px 0;
  background: url("../images/bg-why-aprove.png") no-repeat center center;
  background-size: cover;
  text-align: center;
  color: white;
}
  #why-aprove .container {
    max-width: 650px;
  }

select {
  width: 100%;
  height: 40px;
  color: black;
}

.hero-form {
  position: absolute;
  width: 400px;
  background: rgba(0,0,0,0.6);
  padding: 20px;
  top: 0;
  bottom: 0;
  right: 30px;
}

.visible-mobile {
  display: none;
}

@media (max-width: 767px) {
  .visible-mobile {
    display: block;
  }
  .hidden-mobile {
    display: none;
  }
  #home-hero {
    padding: 50px 0;
  }

  #home-hero .caption {
    position: static;
    margin: 30px 0;
    text-align: center;
  }

  .hero-form {
    display: none;
  }

  #home-hero.loan {
    height: 400px;
    min-height: 0;
    overflow: hidden;
  }
  #home-hero .businessman {
    left: -140px;
  }
  #home-hero .caption.loan {
    width: 250px;
    right: 20px;
    left: auto;
    position: absolute;
    text-align: left;
    top: 30px;
    padding-right: 0;
  }
  #home-hero .caption.loan h1 {
    font-size: 30px;
  }

  #home-hero .caption.loan .btn {
    padding: 15px 0;
    border-radius: 5px;
    font-size: 16px;
    margin-top: 30px;
  }
}

#why-us img {
  height: 100px;
  margin-bottom: 30px;
}
.why-us-item {
  margin-bottom: 50px;
  text-transform: capitalize;
}

#loan-form-modal {
  position: fixed;
  z-index: 900;
  left: 0;
  right: 0;
  top: 100%;
  bottom: 0;
  transition: top 0.3s;
  padding: 30px;
  background: rgba(0,0,0,0.9);
  color: white;
  overflow-y: auto;
}
#loan-form-modal select {
  background: white;
  color: black;
}
#loan-form-modal.open {
  top: 0;
}